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Journal

The Journal — Read Before You Renovate

Materials, budgets, upkeep — the lessons we've learned, written down.

48 articles

State Farm Home Claims: A Practical Guide for Storm Damage
Claims

State Farm Home Claims: A Practical Guide for Storm Damage

State Farm home claims guide: document storm damage, work with your adjuster, an...

Oct 10, 2026
Non Waiver Agreement: What Homeowners Should Know Before Signing
Claims

Non Waiver Agreement: What Homeowners Should Know Before Signing

Learn what a non waiver agreement means in an insurance claim, when it protects ...

Oct 09, 2026
Tennessee Homeowners Insurance Subrogation Arson: What Homeowners Should Know
Claims

Tennessee Homeowners Insurance Subrogation Arson: What Homeowners Should Know

Tennessee homeowners insurance subrogation arson explained: learn how investigat...

Oct 08, 2026
80 coinsurance meaning: A Homeowner's Guide to Storm Claims
Claims

80 coinsurance meaning: A Homeowner's Guide to Storm Claims

Learn 80 coinsurance meaning, how the 80% rule can affect a storm-damage claim, ...

Oct 07, 2026
Fire Insurance Claim Calculation: How to Estimate Your Payout
Claims

Fire Insurance Claim Calculation: How to Estimate Your Payout

Fire insurance claim calculation explained: learn how insurers value repairs, de...

Oct 06, 2026
Broad Named Perils vs Open Perils: What Homeowners Need to Know
Expert Knowledge

Broad Named Perils vs Open Perils: What Homeowners Need to Know

Broad named perils vs open perils explained for storm damage: compare roof, sidi...

Oct 05, 2026
What to do if insurance. company denies temporary housing after storm damage
Claims

What to do if insurance. company denies temporary housing after storm damage

What to do if insurance. company denies temporary housing: document the loss, ch...

Oct 04, 2026
Homeowners Insurance for Tree Damage: What Your Policy May Cover
Claims

Homeowners Insurance for Tree Damage: What Your Policy May Cover

Homeowners insurance for tree damage: learn when policies cover roof repairs, tr...

Oct 03, 2026
An Example of an Unfair Claims Settlement Practice Is Delaying a Valid Claim
Claims

An Example of an Unfair Claims Settlement Practice Is Delaying a Valid Claim

An example of an unfair claims settlement practice is delaying or underpaying a ...

Oct 02, 2026
A Homeowner's Guide to fire damage restoration and Insurance Claims
Emergency

A Homeowner's Guide to fire damage restoration and Insurance Claims

Fire damage restoration can limit smoke, water, and structural loss. Learn insur...

Oct 01, 2026
How Long Does It Take for Mold to Grow After Water Damage?
Expert Knowledge

How Long Does It Take for Mold to Grow After Water Damage?

How long does it take for mold to grow? Learn the timeline after leaks, storm da...

Sep 29, 2026
Flooded Basement: What to Do Before Filing an Insurance Claim
Emergency

Flooded Basement: What to Do Before Filing an Insurance Claim

flooded basement help: learn what to do first, how insurance and flood coverage ...

Sep 28, 2026